May 20, 2024

Car owners car rental is being mortgaged by others

Today, according to media reports, Ms. Zhang rented her own golf car through the largest car sharing car rental platform in China , and found that the car was sold to a car dealer in Hebei by a tenant after a few days . Today, Prodrive Motorsport announced that it will implement a pre-paid insurance compensation plan for vehicles stolen during rental through the platform. Yesterday, on March 7, Baoduo Car Rental announced that it would launch an initiative to establish an industry-wide "National Car Rental Credit System." It is reported that this proposal has won the support of China Zhi Gong Party and has already proposed two sessions.

   Car rental after being mortgaged by others

On February 13 this year, Ms. Zhang rented her car to a Tan surnamed “tenant” on the platform of “Car Rental and Car Rental”. This luxuriously equipped Volkswagen Golf sedan was purchased on January 5 by 18 million.

On the third day of renting the vehicle to Tan Mou, Ms. Zhang found that her car had been delivered to the “Hoho Mortgage dealer”. Later, Ms. Zhang found out that Tan’s phone had no way to get through, so she immediately called the police and the police then placed the case on fraud. After the police took control, they successfully found the vehicle involved in a hotel backyard in Bazhou, Langfang City, Hebei Province .

Ms. Zhang met with police officers from Beijing and Hebei, and staff from the “Treasure-drive Car Rental” to the hotel to meet with Sun Mou, the person in charge of the car dealership, and saw the car. When the police demanded to return the car, Sun Mou insisted that he had not violated the law and refused to return the key. Sun Mou’s motor vehicle mortgage loan contract showed that the car was mortgaged by a person named Wu Ming, and Sun Mou lent Wu Ming 55,000 yuan. Ms. Zhang said that Sun Mou called all people including the police out of the backyard of the hotel and threatened the car to retaliate. Ms. Zhang had no result.

The very fact that the request for the cable car, the Beijing Municipal Public Security Bureau Chaoyang Branch Lake dispatched by a police handling the case said it would Tanmou full pursuit, but the cable car and the very fact that something needs Sohn privately negotiated, or by the court. The screenshot information provided by Ms. Zhang shows that the car was displayed as stolen on the website of the Traffic Management Bureau.

   Propaganda Announces Launch of First Indemnity Plan

Today, Prodrive Motorsport announced that it will implement a pre-paid insurance compensation plan for vehicles stolen during rental through the platform.

Unlike traditional car rental companies, P2P-based car driving is an information integration platform. There is no vehicle in itself, and more is based on the integration of existing idle vehicles: Private owners can upload their idle vehicles to their car rental platform. Tenants who share the needs of nearby useful vehicles. In the process of owner and tenant transactions, in addition to a strict review of the qualifications of both parties, the treasure drive platform will require tenants to purchase a third-party P2P rental liability insurance. According to the insurance clauses, vehicles will be stolen during the rental process. Insurance companies that cooperate with Baojia Car Rental Platform will perform claims claims in accordance with the insurance terms.

However, under normal circumstances, in accordance with the relevant procedures of the insurance company, after the vehicle has been identified as being stolen, the owner of the vehicle often takes a long time to complete the claim procedure, and it normally takes 2-3 months for the police to issue an unsolved case. Proof of acceptance.

“The lengthy time for settlement and settlement of claims is obviously not conducive to the appeasement of stolen vehicle owners. It may even cause the owners to feel distrustful of the platform and believe that the platform is shirking responsibility.” Bao Ding car rental CEO Li Rubin said, “Bao Jia The implementation of the insurance compensation plan for the pre-paid vehicle rental car is to resolve the pain point of the owner, shorten the owner’s claim time, improve the user experience, and increase the owner’s trust in the car rental platform.”

Professor Zhang Yibing, Secretary-General of the China Road Transport Association, believes that Baojia Car Rental’s policy of implementing advanced advance insurance compensation for stolen vehicles will undoubtedly increase the recognition and support of car owners for the car-sharing car model that is representative of Baodian Car Rental, and further enhances the User experience throughout the car rental industry.

   Construction Leasing Credit System Initiative was awarded to the Public Party to support the proposal for the two sessions

In response to the increasingly fierce fraud cases in the car rental industry, Baojia Car Rental announced on March 7 that it will launch an initiative to establish an industry-wide “National Car Rental Credit System”.

Relevant data show that in recent years, China’s auto leasing has become one of the fastest growing industries in China with an average annual growth rate of over 20%. However, because the industry characteristics of separation of ownership and use rights provide facilities for criminals to fraudulently lease vehicles, and the related legal system for safeguarding property rights is incomplete, fraud cases in the car rental industry have also been in high-risk areas.

According to statistics from the Zhejiang Procuratorate in 2007, car rental fraud in fraud cases accounted for 50%, including many cases worth more than 100 million yuan. According to data collected by the China Road Transport Association, in 2012, the percentage of leased vehicles that were cheated in China was 3% for leased vehicles, and over 8% for individual areas.

Bao Ru Car Rental founder and ceo Li Rubin believes that establishing a car rental credit information system is a direct and effective measure to solve the current car rental fraud problem. It is reported that the initiative was strongly supported by Cao Hongming, a member of the National Committee of the Chinese People's Political Consultative Conference and the Secretary-General of the China Zhi Gong Party Central Committee, and has formed a proposal and submitted it to the two sessions.

Through extensive investigations and summing up the experience of previous car lease credit system construction, Cao Hongming suggested that the Zhi Zhi Party should take the lead to coordinate the Ministry of Public Security, the Ministry of Transport, the Ministry of Commerce, and call the car rental industry associations, some car rental companies, and system construction and operation professionals. The agencies jointly prepare and build a car rental credit system for third-party car rental companies.

Cao Hongming believes that it is necessary to establish a national car rental credit system. However, if the system is to achieve safe and efficient operation of services, it needs at least two aspects of credit information: on the one hand, it is necessary to connect car rental companies into a network in order to collect the accumulation of various companies. Bad car information, charterer information, and rental vehicle information; on the other hand, it is necessary to verify information such as citizen ID card information, driver's identification information, vehicle registration information, vehicle traffic violation information, and whether it is suspected of crime, so that car rental companies can The person's credit is reviewed.

“If the review of credit information is lacking, the function of “system” to prevent car rental fraud is difficult to achieve.” Cao Hongming suggested that the system be supported by the Ministry of Public Security, the Ministry of Transport, and the Ministry of Commerce and other government departments. “It can be upheld. The principle of 'government support, coordination of the association, third-party management, and market-oriented operation' will be carried out by everyone."

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